There is no shortage of hazards that can put you and your vehicle in harm’s way—from wrecks to theft. To protect yourself when problems arise, you need to have quality personal auto insurance, and Grimes Insurance wants to help you get the right coverage.  

We strive to help North Carolina drivers get auto insurance solutions that can help them feel secure, whether they are on the road or in their driveway. Call us at 919-847-7534 or request your personal auto insurance quote today. 

What Is Personal Auto Insurance? 

When you buy an auto policy, your insurer agrees to cover costs related to unexpected hazards involving your vehicle. Because your insurer may be able to pay many of these costs, this can help reduce how much you have to pay out of pocket. 

What Does Auto Insurance Cover? 

Drivers can often include several types of coverage in their auto policies, such as:  


Other types of coverage may also be available. Drivers may also be able to adapt the limits and other terms of their policies to make them better fit their needs. To learn more about which types of coverage may be suitable, speak to your Grimes Insurance agent. 

Is Auto Insurance Required in North Carolina? 

North Carolina requires drivers to carry auto insurance. All policies must include at least the following coverage: 

$30,000 Bodily Injury for each person 
$60,000 total Bodily Injury for all persons in an accident 
$25,000 for Property Damage. 

Other coverage requirements may exist for specific drivers. And don’t forget, you may be able to carry coverage that exceeds the minimum required limits. If you have questions about your coverage requirements, ask one of our agents. 

What Does an Auto Policy Cost? 

Different auto insurers calculate auto insurance rates in different ways, and numerous factors influence the cost of your policy. However, you may be able to qualify for discounts and other perks to help you save on your rates. Ask your Grimes Insurance agent for more information. 

Ready to Get Auto Insurance?  

Personal auto insurance is something no driver should be without. Grimes Insurance wants to be the agency you trust to help you get the coverage you need. Call us at 919-847-7534 or request your personal auto insurance quote today.