As a North Carolina homeowner, you deserve the protection that homeowners insurance can provide you and your property. The right policy may be the tool to use when unexpected, expensive problems arise in your home. The goal of Grimes Insurance is to help you find a policy that you can feel confident will protect you in challenging situations. 

Call us at 919-847-7534 or request your free homeowners insurance quote now.  

What Is Homeowners Insurance? 

Many hazards—house fires, break-ins and vandalism, to name a few—may damage your home. Or, a visitor may slip and fall in your in your backyard, sustain injuries and sue you over the accident. When problems like these arise, you may be able to protect yourself and your wallet if you have homeowners insurance. Your policy may be able to cover costs arising from unexpected household problems, which may help you lower your out-of-pocket burden.  

What Does Homeowners Insurance Cover? 

You may be able to get several types of coverage within your homeowners policy, such as: 


All policies will vary in the types and amounts of coverage they can provide. Other types of coverage may be available, and you may be able to adapt your policy to cover specific property damage risks or liabilities present in your home. Your Grimes Insurance agent can help you understand the coverage in your policy. 

How Much Homeowners Insurance Do I Need? 

In many cases, mortgage lenders require homeowners to buy and maintain coverage. However, you may be able to benefit from carrying more coverage than the lender requires. For help determining the coverage you may need, speak to your Grimes Insurance agent. 

What Does Homeowners Insurance Cost? 

Numerous factors can influence the cost of a homeowners insurance policy. The good news is that you may be able to qualify for discounts and other savings that can make your policy more affordable. Ask your Grimes agent how you may be able to save on your rates. 

Ready to Get Homeowners Insurance? 

It’s essential to get homeowners insurance if you own a home. Grimes Insurance wants to help you get that coverage. Call us at 919-847-7534 or request your free homeowners insurance quote now.