General Liability Insurance
General Liability Insurance Quote Forms
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General Liability Insurance Information
Having proper insurance coverage is one of the most important things you can do as a small business owner. General liability insurance can help protect your business from claims due to bodily injury or property damage that may come up during business operations. Having coverage enables you to avoid out-of-pocket costs that you otherwise would have to pay. At Grimes Insurance Group, LLC, we’re here to help you protect your business with coverage options best suited for your needs.
What Does General Liability Insurance Cover?
General liability insurance can provide you with protection from claims associated with the following:
Aside from claims, your policy can help cover some of these costs:
Your employee accidentally damaged a customer’s property while working in their home
Defense costs from lawsuits against your business
Judgments and settlements from a customer or client’s lawsuit
Not all injuries or damages will be covered. If you’re looking for coverage not mentioned here, contact an agent to see if general liability insurance will provide coverage or if you need an additional policy.
Is General Liability Insurance Required?
General liability insurance can be beneficial for your business if you meet any of the following:
You or your employees representing a client
Meeting with clients face to face
Working on or with another person’s property
Using third-party locations for business activities
If your state does not require coverage, your clients still may. If a client requests coverage, you must show you have coverage through your certificate of insurance. Reach out to an agent to learn more about your requirements as a business.
How Much Does General Liability Insurance Cost?
Some of the following business factors can impact your general liability costs:
Prices will vary, so connect with an agent to receive a quote today.
Learn More About General Liability Insurance
At Grimes Insurance Group, LLC, we specialize in commercial insurance coverage such as general liability insurance. Our agents are ready for your inquiries about coverage and to help you get started today.