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Home > General Liability Insurance | Grimes Insurance Group, LLC - North Carolina

General Liability Insurance


General Liability Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

General Liability Insurance Quote Form

General Liability Insurance Information

Having proper insurance coverage is one of the most important things you can do as a small business owner. General liability insurance can help protect your business from claims due to bodily injury or property damage that may come up during business operations. Having coverage enables you to avoid out-of-pocket costs that you otherwise would have to pay. At Grimes Insurance Group, LLC, we’re here to help you protect your business with coverage options best suited for your needs.  

What Does General Liability Insurance Cover?  

General liability insurance can provide you with protection from claims associated with the following: 

  • Bodily injury 

  • Property damage

  • Reputational harm 

  • Advertising injuries


Aside from claims, your policy can help cover some of these costs:

  • A customer or client becoming injured (e.g., slipping or falling) in your business and needing medical treatment

  • Your employee accidentally damaged a customer’s property while working in their home

  • Defense costs from lawsuits against your business

  • Judgments and settlements from a customer or client’s lawsuit


Not all injuries or damages will be covered. If you’re looking for coverage not mentioned here, contact an agent to see if general liability insurance will provide coverage or if you need an additional policy.  

Is General Liability Insurance Required?  

General liability insurance can be beneficial for your business if you meet any of the following:  

  • You or your employees representing a client

  • Meeting with clients face to face

  • Working on or with another person’s property

  • Using third-party locations for business activities

  • Advertising your business


If your state does not require coverage, your clients still may. If a client requests coverage, you must show you have coverage through your certificate of insurance. Reach out to an agent to learn more about your requirements as a business.  

How Much Does General Liability Insurance Cost?  

Some of the following business factors can impact your general liability costs:  

  • Age

  • Location

  • Number of employees

  • Building condition

  • Policy details, like coverage limits and deductibles

  • Insurance claims history


Prices will vary, so connect with an agent to receive a quote today.  

Learn More About General Liability Insurance 

At Grimes Insurance Group, LLC, we specialize in commercial insurance coverage such as general liability insurance. Our agents are ready for your inquiries about coverage and to help you get started today.  

Contact Us Today!
919-847-7534

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112 Wind Chime Ct | Raleigh, NC 27615
Ph: 919-847-7534
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