You’re on a trip in your RV. You’ve decided to travel hundreds of miles to a location you plan to remain for the new few weeks enjoying the outdoors and the road trip itself. Then, you hear it – it’s a noise coming from your engine and within a matter of minutes, your recreational vehicle is stuck on the side of the road. You’re nowhere near where you need to be. If you have RV insurance, you may have the help you need in place.
What Will RV Insurance Cover in an Emergency?
It’s unlikely that your RV insurance policy will cover the actual repairs you need in the case of a breakdown (though it may depending on the underlying cause). However, these policies can help you in other ways. Many of them (though not all) include roadside assistance and towing. That can help you to get to the repair shop, no matter where you are located on your journey. That helps, but you are still stuck in the middle of nowhere while your vehicle is repaired.
Some policies offer emergency expense coverage. If you’ve elected to purchase this type of insurance rider, you’ll also have a few extra tools to help you. For example, this type of RV insurance can pay for your hotel expenses and other costs that you were not planning to spend while you wait for your RV to be repaired. It covers the cost to live outside of your RV whenever it is damaged and needs repairs. This may include travel expenses, food and accommodations. If you do not have this type of elective component to your RV insurance plan, you may want to consider upgrading to it. For many RV owners, it can be one of the best decisions you make to protect yourself when taking long trips.
Let’s face it – problems happen on the road even to the best-prepared individuals. With the help of a comprehensive RV insurance plan, you’ll gain the support you need when it comes to keep your costs down when you have an emergency on the side of a road during one of your trips.
Ready to upgrade your coverage? Call Grimes Insurance Group at 919-847-7534 for more information on RV insurance.